203(k) Loans
Turn a Fixer-Upper into Your Dream Home
Looking at a home that needs a little TLC?
An FHA 203(k) Loan can help you buy and renovate your home — with just one mortgage.
Get started today with a custom 203(k) loan quote and turn your vision into reality.
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About FHA 203(k) Home Loans
The FHA 203(k) is a federally backed renovation loan that allows buyers to purchase a home and finance improvements — all under a single mortgage.
It’s ideal for homes that need remodeling, repairs, or upgrades before move-in.
With a 203(k) loan, you can:
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Finance the purchase price plus renovation costs
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Make improvements immediately after closing
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Enjoy low down payment options and competitive interest rates
- Perfect for first-time homebuyers and repeat buyers who see potential where others see problems.
Why Choose an FHA 203(k) Loan?
The FHA 203(k) program makes homeownership possible for those who want to buy a property that needs updates or repairs.
Key Benefits:
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Buy and renovate using a single loan
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Low down payment requirements (as little as 3.5%)
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Competitive fixed-rate options (15, 20, or 30 years)
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Great for homes that might not qualify for traditional financing due to condition
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Available for both minor upgrades and major structural renovations
💬 Transform a less-than-perfect home into your forever home — while building instant equity.
The 203(k) Loan Process
We make the FHA 203(k) process straightforward from start to finish:
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Complete our simple 203(k) Loan Qualifier.
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Receive personalized options based on your needs and renovation goals.
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Compare interest rates, terms, and renovation budgets.
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Choose the best offer and start your home transformation.
We’ll guide you every step of the way — from contractor estimates to final approval.
Get Started Today
If you’ve found a home with great potential, let’s make it yours.
Contact us today or complete our 203(k) Loan Qualifier, and our experienced loan officers will help you explore your renovation financing options.